About Us & FAQ

We offer two methods of application to better serve our clients; 

1. Self-Directed Application: Complete this application securely from your computer or mobile device, powered by our partnership with Xodo Sign. The process takes only 10 minutes and does not require downloading an app.

2. Guided Application: Simply give us a call! Our skilled representatives can assist you through the entire process in minutes, without the need for a computer or web browser.

For more details and a step-by-step application guide, click here and visit our Applications page.

You may also access our Self-Service Portal directly and begin the application process using our secure link below:

Secure Link: Self-Service Portal

Our goal is to provide you with personalized offers as quickly as possible. In most cases, you can expect to begin receiving offers within one to two hours after submitting your information.

No credit score required.

We consider various factors beyond credit score when evaluating applications. While credit score may improve terms and rates, we encourage all businesses to apply regardless of their credit history. Our goal is to help as many businesses as possible access the funding they need to thrive.

We do not charge any upfront fees for submitting an application or receiving an offer from us. Our transparent process ensures that you know all the costs associated with your loan before making any commitments.

Yes, we welcome applications from businesses that may have been declined by other lenders. Our focus is on understanding your unique business needs and finding solutions that work for you.

You can start by taking our Quick Qualification Check, a simple questionnaire designed to assess your eligibility in three questions.  (This can be found at the bottom of our home page.)

We also offer our tailored-to-you questionnaire, from which you will receive an accurate estimate of how much you qualify for in funding without requiring any sensitive information. (Our Pre-Qualification Form can be found on our Applications Page. Click here to be directed.)

Additionally, our experienced managers are available to discuss your specific situation and provide personalized guidance. Reach out to us at (305) 204-5013 or management@lecontlending.com

We work with a diverse range of businesses across various industries. Whether you’re a small startup or an established enterprise, we tailor our lending solutions to meet your specific needs.

Protecting your privacy and data security is our top priority. We employ above industry-standard encryption and security measures to safeguard your information throughout the entire application process.

Through our partnership with Xodo Sign, we are pleased to offer our clients with a method of application in which you can rest assured your information is safe. By using our Self-Service Portal, you will be directed to their platform where you can seamlessly complete the entire application process. This not only guarantees the safeguarding of your information, but also prohibits the selling and distribution of it.

For more information and a step-by-step guide on how to apply through our secure portal, click here to be directed to our Applications page.

You may also access our Self-Service Portal directly and begin the application process using our secure link below:

Secure Link: Self-Service Portal

Absolutely! We encourage you to schedule a consultation with one of our experienced managers to discuss your lending needs and address any questions or concerns you may have before moving forward with the application process.

Once you receive an offer, one of our representatives will reach out to discuss the terms and answer any questions you may have. You’ll have the opportunity to review the offer and decide whether to proceed with the funding.

We believe in providing flexible repayment options to our clients. There are typically no prepayment penalties associated with our loans, allowing you to pay off your debt ahead of schedule without incurring additional fees.

In certain cases, early payoffs may be eligible for a discounted rate.

A Line of Credit (LOC) allows flexible access to funds up to a predetermined limit, resembling a credit card arrangement with a financial institution.

An LOC provides quick access to funds for short-term needs and emergencies, offering flexibility in borrowing and repayment.

While both options cater to diverse financial needs, an LOC typically demands a higher credit score and a longer operational history, making it less accessible compared to term loans.

Businesses benefit from the flexibility of an LOC, aiding in managing cash flow during slow seasons and paying interest only on the amount borrowed.

Businesses often leverage a Line of Credit to bridge cash flow gaps during fluctuations in revenue, enabling them to manage operational expenses and maintain financial stability during challenging periods.

A Term Loan offers a specific amount upfront with a fixed repayment plan, making it suitable for significant purchases or investments requiring structured financing.

Term loans are advantageous for businesses seeking predictable payments and clear terms, offering financial stability for long-term investments such as equipment purchases or expansion projects.

Qualifying for a Term Loan is often more accessible, requiring minimal credit history and operational duration, making it an appealing option for businesses with varied financial backgrounds.

Businesses prefer Term Loans for their clarity in repayment terms, fixed interest rates, and the ability to leverage collateral for increased funding, providing peace of mind and financial predictability.

Term Loans are ideal for one-time purchases, equipment upgrades, and significant business expansions, offering tailored financing solutions with flexible repayment terms.